Our Branch Lobbies will be
Due to the current increase of the COVID Virus our lobbies
may be accessed by appointment only. If you have an
immediate need or would like to schedule an appointment please feel free to call any of
our branch locations.
can be conducted by visting any of our branch drive-thru's, or by
utilizing our online banking or mobile app.
We look foward to having our lobbies reopen soon to service all
of your banking needs.
COVID-19: Financial tips, digital banking options, and what we
can do to help.
With the spread of Coronavirus
(COVID-19) across the globe, and Governor DeWine’s recent
executive order, many are wondering what this means for their
finances and bank accounts. We’re here to help – don’t panic!
Here are a few ways you can take
a proactive approach to be financially prepared for this
pandemic, and beyond.
1. Utilize our digital banking Services
haven’t taken advantage of our Online and Mobile banking
services, or enrolled in eStatements, the midst of this pandemic
is certainly a good time to start. Bank from the convenience
and safety of your home, with a full suite of services that
allow you to:
- Check account balances 24/7
- Transfer money between accounts
- Pay bills, schedule payments and view payment history
- Enroll in and view eStatements
- Stop payments
If you are
not yet enrolled in these services, please give us a call and we
can help to get you set up: 937-839-4628.
also offers Telebank, a phone banking service, that allows users
to dial in to a toll-free number, and:
Check account balances
View account history
Transfer funds and make payments
Stop payments or hear scheduled transfers
Call our toll-free Telebank
number at 1-877-882-2651
2. Enroll in direct deposit
If your employer
offers direct deposit, and you don’t have it set up already,
consider taking advantage of this free, convenient and secure
way to receive your monthly paycheck. Your funds will
automatically be deposited into the account of your choice,
which takes much less time than cashing a paper check, and
leaves you one less errand to run.
3. Create an Emergency Fund
A good rule of thumb
for general financial health is to create a savings that can
cover 3-6 months’ worth of expenses, and cover life’s unexpected
events, such as medical or dental emergencies, loss of income,
car troubles, and any other general needs. It’s never too late
to start one – and even small amounts can help. Every little bit
4. Keep a small amount of cash on hand.
It’s never a bad
idea to keep a small amount of cash handy, but remember that
your bank is the safest place to store your money. Checking,
Savings, and Money Market accounts and CDs are all insured by
the FDIC, at up to $250,000, which means that your money is
5. Make a list of important financial contacts and gather
To save yourself the
stress of searching for it later, make a list of the financial
institutions you bank with, and any important account numbers
for bills you regularly, such as mortgage loans, auto loans,
credit cards, and any other monthly bills.
important documents, such as financial, insurance or medical
records, and store them in a safe, secure location, like a fire-
and waterproof safe. Creating electronic, password protected
versions of your documents as backups is always another helpful
precaution that can give you peace of mind.
Please see the Debit Card Tab for more